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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,747 | $154,228-69.0% | $145,433-67.2% | $137,256-65.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.83% | 74.59%-58.8pp | 66.58%-50.8pp | 220.34%-204.5pp |
| Employer contribution / active EE | $5,116 | $4,804+6.5% | $4,554+12.3% | $4,156+23.1% |
| Participant deferral / active EE | $17,939 | $8,216+118.3% | $7,897+127.1% | $6,407+180.0% |
| Admin fee / account holder | $230 | $14,344-98.4% | $13,129-98.2% | $12,270-98.1% |