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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,233 | $175,231-63.9% | $149,696-57.8% | $139,466-54.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.30% | 166.77%-149.5pp | 134.46%-117.2pp | 373.66%-356.4pp |
| Employer contribution / active EE | $3,454 | $5,478-36.9% | $4,821-28.3% | $4,754-27.3% |
| Participant deferral / active EE | $8,444 | $6,521+29.5% | $5,682+48.6% | $6,712+25.8% |
| Admin fee / account holder | $655 | $16,155-95.9% | $13,212-95.0% | $11,409-94.3% |