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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,944 | $209,422-79.0% | $178,503-75.4% | $158,982-72.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 19.99% | 188.81%-168.8pp | 151.12%-131.1pp | 302.99%-283.0pp |
| Employer contribution / active EE | $3,541 | $5,707-37.9% | $5,011-29.3% | $4,763-25.6% |
| Participant deferral / active EE | $5,727 | $5,955-3.8% | $5,202+10.1% | $5,983-4.3% |
| Admin fee / account holder | $2,375 | $17,079-86.1% | $13,987-83.0% | $11,252-78.9% |