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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,590 | $135,956-74.6% | $123,894-72.1% | $273,972-87.4% |
| Participation rate | 62.5% | 84.1%-21.6pp | 81.4%-18.9pp | 83.0%-20.5pp |
| Annual return | 14.22% | 56.63%-42.4pp | 47.52%-33.3pp | 41.46%-27.2pp |
| Employer contribution / active EE | $1,675 | $5,170-67.6% | $4,617-63.7% | $4,869-65.6% |
| Participant deferral / active EE | $5,335 | $6,343-15.9% | $5,984-10.8% | $5,287+0.9% |
| Admin fee / account holder | $1,349 | $9,817-86.3% | $8,357-83.9% | $10,133-86.7% |