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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,501 | $102,385-38.0% | $147,080-56.8% | $80,935-21.5% |
| Participation rate | 80.0% | 75.9%+4.1pp | 82.2%-2.2pp | 67.7%+12.3pp |
| Annual return | 16.69% | 135.09%-118.4pp | 420.17%-403.5pp | 35.66%-19.0pp |
| Employer contribution / active EE | $4,374 | $3,717+17.7% | $4,933-11.3% | $2,757+58.7% |
| Participant deferral / active EE | $8,532 | $6,651+28.3% | $8,066+5.8% | $4,299+98.4% |
| Admin fee / account holder | $1,898 | $7,951-76.1% | $12,989-85.4% | $6,924-72.6% |