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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,115 | $138,076-76.0% | $123,553-73.2% | $135,380-75.5% |
| Participation rate | 69.6% | 84.7%-15.2pp | 82.3%-12.7pp | 82.6%-13.1pp |
| Annual return | -5.53% | 153.70%-159.2pp | 119.21%-124.7pp | 519.81%-525.3pp |
| Employer contribution / active EE | $2,038 | $5,152-60.4% | $4,628-56.0% | $4,779-57.3% |
| Participant deferral / active EE | $4,345 | $6,800-36.1% | $6,426-32.4% | $5,609-22.5% |
| Admin fee / account holder | $815 | $10,917-92.5% | $9,284-91.2% | $10,828-92.5% |