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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,169 | $176,838-89.2% | $146,685-86.9% | $167,518-88.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 65.55% | 24.04%+41.5pp | 22.75%+42.8pp | 478.71%-413.2pp |
| Employer contribution / active EE | $2,748 | $5,161-46.8% | $4,137-33.6% | $4,838-43.2% |
| Participant deferral / active EE | $3,599 | $6,441-44.1% | $5,507-34.6% | $6,342-43.2% |
| Admin fee / account holder | $424 | $13,262-96.8% | $10,281-95.9% | $12,312-96.6% |