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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,433 | $103,164-21.1% | $90,259-9.8% | $154,746-47.4% |
| Participation rate | 66.7% | 76.1%-9.4pp | 70.7%-4.1pp | 80.7%-14.0pp |
| Annual return | 13.12% | 19.25%-6.1pp | 18.88%-5.8pp | 172.34%-159.2pp |
| Employer contribution / active EE | $1,356 | $2,532-46.4% | $2,291-40.8% | $4,379-69.0% |
| Participant deferral / active EE | $10,218 | $4,422+131.1% | $3,827+167.0% | $6,730+51.8% |
| Admin fee / account holder | $164 | $8,593-98.1% | $7,267-97.7% | $14,365-98.9% |