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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,369 | $100,147-42.7% | $81,286-29.4% | $145,877-60.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 5.16% | 34.44%-29.3pp | 24.80%-19.6pp | 551.28%-546.1pp |
| Employer contribution / active EE | $1,163 | $2,977-61.0% | $2,463-52.8% | $4,663-75.1% |
| Participant deferral / active EE | $16,831 | $4,607+265.3% | $3,883+333.4% | $6,691+151.6% |
| Admin fee / account holder | $11,284 | $8,201+37.6% | $5,764+95.8% | $13,402-15.8% |