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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,369 | $100,262-42.8% | $81,370-29.5% | $145,897-60.7% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 5.16% | 34.52%-29.4pp | 24.85%-19.7pp | 552.29%-547.1pp |
| Employer contribution / active EE | $1,163 | $2,979-61.0% | $2,464-52.8% | $4,663-75.1% |
| Participant deferral / active EE | $16,831 | $4,612+264.9% | $3,885+333.2% | $6,689+151.6% |
| Admin fee / account holder | $11,284 | $8,163+38.2% | $5,749+96.3% | $13,390-15.7% |