Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $2,225 |
ADP BROKER-DEALER6+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
HILLTOP SECURITIES INC.2 years Filed as: HILLTOP SECURITIES INC Service code 49 GRANITE PKWY STE 300 · PLANO, TX 75024 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,416 | $42,367-70.7% | $79,580-84.4% | $64,819-80.8% |
| Participation rate | 31.0% | 64.7%-33.8pp | 69.5%-38.5pp | 71.5%-40.5pp |
| Annual return | -14.21% | -12.23%-2.0pp | 0.15%-14.4pp | 32.84%-47.1pp |
| Employer contribution / active EE | $258 | $1,181-78.1% | $2,413-89.3% | $2,507-89.7% |
| Participant deferral / active EE | $1,444 | $3,170-54.4% | $3,985-63.8% | $4,311-66.5% |
| Admin fee / account holder | $13 | $160-92.2% | $6,835-99.8% | $188-93.3% |