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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,498 | $157,296+42.1% | $141,191+58.3% | $152,897+46.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.25% | 64.34%-43.1pp | 71.41%-50.2pp | 345.43%-324.2pp |
| Employer contribution / active EE | $12,727 | $5,262+141.9% | $4,736+168.7% | $4,764+167.2% |
| Participant deferral / active EE | $500 | $7,111-93.0% | $6,710-92.5% | $5,851-91.5% |
| Admin fee / account holder | $1,268 | $12,125-89.5% | $10,264-87.7% | $11,599-89.1% |