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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,977 | $162,529+5.2% | $130,788+30.7% | $154,746+10.5% |
| Participation rate | 66.7% | 75.9%-9.2pp | 70.1%-3.4pp | 80.7%-14.0pp |
| Annual return | 20.53% | 510.48%-489.9pp | 386.44%-365.9pp | 172.34%-151.8pp |
| Employer contribution / active EE | $16,723 | $4,447+276.0% | $3,558+370.0% | $4,379+281.9% |
| Participant deferral / active EE | $7,256 | $4,808+50.9% | $4,137+75.4% | $6,730+7.8% |
| Admin fee / account holder | $931 | $7,669-87.9% | $6,673-86.1% | $14,365-93.5% |