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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,998 | $169,237+50.1% | $129,339+96.4% | $145,978+74.0% |
| Participation rate | 25.0% | 76.5%-51.5pp | 69.6%-44.6pp | 80.3%-55.3pp |
| Annual return | 16.90% | 14364.43%-14347.5pp | 9437.05%-9420.1pp | 550.52%-533.6pp |
| Employer contribution / active EE | $13,169 | $5,540+137.7% | $4,154+217.0% | $4,662+182.5% |
| Participant deferral / active EE | $5,600 | $4,991+12.2% | $4,170+34.3% | $6,690-16.3% |
| Admin fee / account holder | $2,507 | $9,882-74.6% | $7,668-67.3% | $13,400-81.3% |