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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,998 | $169,361+50.0% | $129,397+96.3% | $145,877+74.1% |
| Participation rate | 25.0% | 76.5%-51.5pp | 69.6%-44.6pp | 80.3%-55.3pp |
| Annual return | 16.90% | 14395.54%-14378.6pp | 9453.98%-9437.1pp | 551.28%-534.4pp |
| Employer contribution / active EE | $13,169 | $5,542+137.6% | $4,154+217.0% | $4,663+182.4% |
| Participant deferral / active EE | $5,600 | $4,987+12.3% | $4,167+34.4% | $6,691-16.3% |
| Admin fee / account holder | $2,507 | $9,903-74.7% | $7,679-67.4% | $13,402-81.3% |