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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,473 | $175,259+111.4% | $149,723+147.4% | $139,487+165.6% |
| Participation rate | 73.9% | 83.4%-9.5pp | 78.8%-4.9pp | 80.3%-6.4pp |
| Annual return | 11.88% | 166.82%-154.9pp | 134.50%-122.6pp | 373.84%-362.0pp |
| Employer contribution / active EE | $2,718 | $5,478-50.4% | $4,821-43.6% | $4,755-42.8% |
| Participant deferral / active EE | $4,898 | $6,522-24.9% | $5,682-13.8% | $6,713-27.0% |
| Admin fee / account holder | $22,480 | $16,158+39.1% | $13,215+70.1% | $11,407+97.1% |