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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,216 | $217,432+106.6% | $185,851+141.7% | $167,553+168.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 9.23% | 148.43%-139.2pp | 122.11%-112.9pp | 478.89%-469.7pp |
| Employer contribution / active EE | $3,425 | $5,874-41.7% | $5,168-33.7% | $4,840-29.2% |
| Participant deferral / active EE | $6,104 | $6,357-4.0% | $5,569+9.6% | $6,343-3.8% |
| Admin fee / account holder | $32,301 | $19,820+63.0% | $16,245+98.8% | $12,316+162.3% |