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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,563 | $63,082+145.0% | $81,726+89.1% | $79,856+93.6% |
| Participation rate | 100.0% | 67.5%+32.5pp | 72.0%+28.0pp | 69.6%+30.4pp |
| Annual return | 23.09% | 22.66%+0.4pp | 29.49%-6.4pp | 31.71%-8.6pp |
| Employer contribution / active EE | $9,467 | $1,795+427.3% | $4,311+119.6% | $2,471+283.1% |
| Participant deferral / active EE | $10,071 | $2,780+262.2% | $7,108+41.7% | $3,741+169.2% |
| Admin fee / account holder | $3,682 | $4,428-16.9% | $5,160-28.6% | $5,306-30.6% |