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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,999 | $58,391+96.9% | $76,657+50.0% | $72,975+57.6% |
| Participation rate | 100.0% | 67.4%+32.6pp | 72.1%+27.9pp | 69.5%+30.5pp |
| Annual return | 22.22% | 2306.65%-2284.4pp | 1166.74%-1144.5pp | 81.01%-58.8pp |
| Employer contribution / active EE | $7,959 | $1,787+345.4% | $2,303+245.7% | $2,440+226.2% |
| Participant deferral / active EE | $9,637 | $2,690+258.2% | $3,335+188.9% | $3,608+167.1% |
| Admin fee / account holder | $4,710 | $4,014+17.3% | $6,423-26.7% | $5,124-8.1% |