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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,311 | $167,353-56.2% | $143,797-49.0% | $134,545-45.5% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -21.12% | 0.48%-21.6pp | -0.04%-21.1pp | 418.37%-439.5pp |
| Employer contribution / active EE | $2,956 | $5,620-47.4% | $4,952-40.3% | $4,742-37.7% |
| Participant deferral / active EE | $10,434 | $6,447+61.8% | $5,638+85.1% | $6,401+63.0% |
| Admin fee / account holder | $3,789 | $18,096-79.1% | $14,679-74.2% | $11,431-66.9% |