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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,311 | $167,323-56.2% | $143,770-49.0% | $134,493-45.5% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -21.12% | 0.47%-21.6pp | -0.04%-21.1pp | 418.01%-439.1pp |
| Employer contribution / active EE | $2,956 | $5,619-47.4% | $4,951-40.3% | $4,740-37.6% |
| Participant deferral / active EE | $10,434 | $6,446+61.9% | $5,638+85.1% | $6,400+63.0% |
| Admin fee / account holder | $3,789 | $18,088-79.1% | $14,673-74.2% | $11,425-66.8% |