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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,236 | $197,603-86.2% | $177,827-84.7% | $158,950-82.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 15.74% | 58.76%-43.0pp | 48.32%-32.6pp | 302.91%-287.2pp |
| Employer contribution / active EE | $2,721 | $6,698-59.4% | $5,918-54.0% | $4,762-42.9% |
| Participant deferral / active EE | $6,887 | $8,404-18.1% | $7,713-10.7% | $5,983+15.1% |
| Admin fee / account holder | $4,816 | $15,402-68.7% | $12,429-61.3% | $11,248-57.2% |