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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,226 | $175,231-80.5% | $149,696-77.1% | $139,466-75.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.54% | 166.77%-151.2pp | 134.46%-118.9pp | 373.66%-358.1pp |
| Employer contribution / active EE | $4,318 | $5,478-21.2% | $4,821-10.4% | $4,754-9.2% |
| Participant deferral / active EE | $5,025 | $6,521-22.9% | $5,682-11.6% | $6,712-25.1% |
| Admin fee / account holder | $691 | $16,155-95.7% | $13,212-94.8% | $11,409-93.9% |