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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,080 | $148,623-19.2% | $135,974-11.7% | $139,466-13.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 10.52% | 79.30%-68.8pp | 68.30%-57.8pp | 373.66%-363.1pp |
| Employer contribution / active EE | $13,030 | $5,246+148.4% | $4,859+168.2% | $4,754+174.1% |
| Participant deferral / active EE | $3,127 | $8,103-61.4% | $7,760-59.7% | $6,712-53.4% |
| Admin fee / account holder | $3,109 | $12,406-74.9% | $10,767-71.1% | $11,409-72.7% |