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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,468 | $157,296-63.5% | $141,191-59.3% | $152,897-62.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 15.79% | 64.34%-48.5pp | 71.41%-55.6pp | 345.43%-329.6pp |
| Employer contribution / active EE | $2,459 | $5,262-53.3% | $4,736-48.1% | $4,764-48.4% |
| Participant deferral / active EE | $2,909 | $7,111-59.1% | $6,710-56.7% | $5,851-50.3% |
| Admin fee / account holder | $675 | $12,125-94.4% | $10,264-93.4% | $11,599-94.2% |