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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,790 | $209,422-23.2% | $178,503-9.9% | $158,982+1.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.61% | 188.81%-172.2pp | 151.12%-134.5pp | 302.99%-286.4pp |
| Employer contribution / active EE | $11,646 | $5,707+104.1% | $5,011+132.4% | $4,763+144.5% |
| Participant deferral / active EE | $10,430 | $5,955+75.1% | $5,202+100.5% | $5,983+74.3% |
| Admin fee / account holder | $494 | $17,079-97.1% | $13,987-96.5% | $11,252-95.6% |