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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,039 | $198,461-89.4% | $170,436-87.7% | $147,585-85.7% |
| Participation rate | 66.7% | 88.0%-21.3pp | 83.6%-16.9pp | 82.8%-16.2pp |
| Annual return | 0.00% | 257.30%-257.3pp | 205.94%-205.9pp | 578.57%-578.6pp |
| Employer contribution / active EE | $8,546 | $6,184+38.2% | $5,433+57.3% | $4,876+75.3% |
| Participant deferral / active EE | $4,904 | $5,629-12.9% | $4,939-0.7% | $5,439-9.8% |
| Admin fee / account holder | $45 | $16,852-99.7% | $13,880-99.7% | $10,885-99.6% |