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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 39-0989781 | Recordkeeping | $102,732 |
MORGAN STANLEY SMITH BARNEY1+ years Filed as: MORGAN STANLEY Service code 22 · EIN 26-4310632 | Insurance Broker | $40,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,172 | $31,994-37.0% | $74,577-73.0% | $65,292-69.1% |
| Participation rate | 22.9% | 38.6%-15.7pp | 68.1%-45.2pp | 72.4%-49.5pp |
| Annual return | 11.95% | 18.54%-6.6pp | 20.47%-8.5pp | 11.84%+0.1pp |
| Employer contribution / active EE | $128 | $793-83.9% | $2,525-94.9% | $2,302-94.4% |
| Participant deferral / active EE | $898 | $1,345-33.2% | $3,458-74.0% | $3,579-74.9% |
| Admin fee / account holder | $50 | $74-32.4% | $4,138-98.8% | $57-12.6% |