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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,229 | $99,652-75.7% | $78,778-69.2% | $147,586-83.6% |
| Participation rate | 20.0% | 76.2%-56.2pp | 69.2%-49.2pp | 82.8%-62.8pp |
| Annual return | 40.52% | 47.28%-6.8pp | 35.62%+4.9pp | 578.59%-538.1pp |
| Employer contribution / active EE | $1,381 | $2,796-50.6% | $1,986-30.5% | $4,876-71.7% |
| Participant deferral / active EE | $1,633 | $3,664-55.4% | $2,958-44.8% | $5,439-70.0% |
| Admin fee / account holder | $0 | $7,155-100.0% | $5,134-100.0% | $10,886-100.0% |