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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,020 | $102,609+52.1% | $98,090+59.1% | $138,895+12.3% |
| Participation rate | 95.2% | 82.8%+12.5pp | 81.5%+13.7pp | 79.9%+15.3pp |
| Annual return | 14.24% | 36.44%-22.2pp | 37.05%-22.8pp | 145.39%-131.1pp |
| Employer contribution / active EE | $0 | $3,867-100.0% | $3,606-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $5,245 | $8,167-35.8% | $7,845-33.1% | $6,396-18.0% |
| Admin fee / account holder | $28,723 | $11,434+151.2% | $11,815+143.1% | $12,562+128.6% |