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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,490 | $148,629-66.0% | $135,982-62.9% | $139,487-63.8% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 18.31% | 79.33%-61.0pp | 68.32%-50.0pp | 373.84%-355.5pp |
| Employer contribution / active EE | $1,381 | $5,247-73.7% | $4,859-71.6% | $4,755-71.0% |
| Participant deferral / active EE | $3,135 | $8,102-61.3% | $7,760-59.6% | $6,713-53.3% |
| Admin fee / account holder | $734 | $12,406-94.1% | $10,767-93.2% | $11,407-93.6% |