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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,518 | $138,114-72.8% | $125,391-70.1% | $134,545-72.1% |
| Participation rate | 45.0% | 84.5%-39.5pp | 82.4%-37.4pp | 81.2%-36.2pp |
| Annual return | -13.53% | 750.88%-764.4pp | 572.41%-585.9pp | 418.37%-431.9pp |
| Employer contribution / active EE | $1,302 | $5,246-75.2% | $4,816-73.0% | $4,742-72.5% |
| Participant deferral / active EE | $3,377 | $7,801-56.7% | $7,448-54.7% | $6,401-47.2% |
| Admin fee / account holder | $1,849 | $11,570-84.0% | $10,009-81.5% | $11,431-83.8% |