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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,722 | $49,891-90.5% | $80,607-94.1% | $75,181-93.7% |
| Participation rate | 48.3% | 55.3%-7.0pp | 67.0%-18.7pp | 67.2%-18.9pp |
| Annual return | 43.01% | 34.67%+8.3pp | 936.11%-893.1pp | 160.69%-117.7pp |
| Employer contribution / active EE | $814 | $1,698-52.1% | $2,724-70.1% | $2,671-69.5% |
| Participant deferral / active EE | $1,127 | $2,991-62.3% | $4,448-74.7% | $4,126-72.7% |
| Admin fee / account holder | $191 | $3,578-94.7% | $5,379-96.5% | $5,650-96.6% |