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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,760 | $176,402-94.5% | $134,162-92.7% | $158,982-93.9% |
| Participation rate | 71.4% | 78.7%-7.3pp | 72.2%-0.8pp | 82.0%-10.5pp |
| Annual return | 19.33% | 63.66%-44.3pp | 36.35%-17.0pp | 302.99%-283.7pp |
| Employer contribution / active EE | $3,422 | $5,042-32.1% | $3,705-7.6% | $4,763-28.2% |
| Participant deferral / active EE | $4,338 | $4,093+6.0% | $3,500+24.0% | $5,983-27.5% |
| Admin fee / account holder | $2,233 | $8,719-74.4% | $6,685-66.6% | $11,252-80.2% |