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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,159 | $202,460-89.1% | $169,385-86.9% | $139,456-84.1% |
| Participation rate | 83.3% | 81.1%+2.2pp | 77.2%+6.2pp | 80.3%+3.0pp |
| Annual return | 21.97% | 532.07%-510.1pp | 405.82%-383.9pp | 373.45%-351.5pp |
| Employer contribution / active EE | $1,489 | $4,691-68.3% | $4,012-62.9% | $4,753-68.7% |
| Participant deferral / active EE | $9,729 | $6,938+40.2% | $6,221+56.4% | $6,711+45.0% |
| Admin fee / account holder | $2,464 | $10,719-77.0% | $9,011-72.7% | $11,407-78.4% |