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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,404 | $160,040-61.0% | $147,096-57.6% | $145,877-57.2% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 14.83% | 98.49%-83.7pp | 419.75%-404.9pp | 551.28%-536.5pp |
| Employer contribution / active EE | $3,167 | $5,289-40.1% | $4,936-35.8% | $4,663-32.1% |
| Participant deferral / active EE | $5,795 | $8,429-31.2% | $8,071-28.2% | $6,691-13.4% |
| Admin fee / account holder | $695 | $15,050-95.4% | $13,005-94.7% | $13,402-94.8% |