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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,857 | $138,076-90.7% | $123,553-89.6% | $135,380-90.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -11.19% | 153.70%-164.9pp | 119.21%-130.4pp | 519.81%-531.0pp |
| Employer contribution / active EE | $3,142 | $5,152-39.0% | $4,628-32.1% | $4,779-34.3% |
| Participant deferral / active EE | $4,194 | $6,800-38.3% | $6,426-34.7% | $5,609-25.2% |
| Admin fee / account holder | $6,800 | $10,917-37.7% | $9,284-26.8% | $10,828-37.2% |