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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,378 | $111,830-36.2% | $93,696-23.8% | $145,884-51.1% |
| Participation rate | 57.1% | 74.2%-17.1pp | 68.7%-11.6pp | 80.3%-23.2pp |
| Annual return | 12.15% | 204.08%-191.9pp | 133.74%-121.6pp | 551.85%-539.7pp |
| Employer contribution / active EE | $1,235 | $3,093-60.1% | $2,422-49.0% | $4,662-73.5% |
| Participant deferral / active EE | $3,923 | $4,920-20.3% | $4,417-11.2% | $6,690-41.4% |
| Admin fee / account holder | $292 | $10,249-97.2% | $8,287-96.5% | $13,392-97.8% |