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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,596 | $102,663-45.8% | $86,216-35.5% | $139,466-60.1% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.0%-2.3pp | 80.3%-13.7pp |
| Annual return | 19.34% | 1924.52%-1905.2pp | 1169.42%-1150.1pp | 373.66%-354.3pp |
| Employer contribution / active EE | $1,377 | $3,035-54.6% | $2,382-42.2% | $4,754-71.0% |
| Participant deferral / active EE | $4,261 | $4,677-8.9% | $3,986+6.9% | $6,712-36.5% |
| Admin fee / account holder | $209 | $8,663-97.6% | $6,853-97.0% | $11,409-98.2% |