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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,132 | $69,012-62.1% | $160,009-83.7% | $68,486-61.8% |
| Participation rate | 87.8% | 65.4%+22.4pp | 78.0%+9.9pp | 67.9%+19.9pp |
| Annual return | -19.44% | -9.65%-9.8pp | 408.85%-428.3pp | -7.85%-11.6pp |
| Employer contribution / active EE | $3,384 | $2,212+53.0% | $4,225-19.9% | $2,597+30.3% |
| Participant deferral / active EE | $3,293 | $4,212-21.8% | $6,183-46.7% | $4,028-18.2% |
| Admin fee / account holder | $2,617 | $4,798-45.5% | $8,715-70.0% | $5,404-51.6% |