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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,270 | $56,484-83.6% | $169,452-94.5% | $64,173-85.6% |
| Participation rate | 91.1% | 64.5%+26.6pp | 77.8%+13.3pp | 69.6%+21.5pp |
| Annual return | -18.19% | -1.55%-16.6pp | 1.83%-20.0pp | 7.63%-25.8pp |
| Employer contribution / active EE | $3,284 | $1,832+79.2% | $4,157-21.0% | $2,381+37.9% |
| Participant deferral / active EE | $2,555 | $3,448-25.9% | $5,277-51.6% | $3,470-26.4% |
| Admin fee / account holder | $457 | $4,174-89.0% | $9,110-95.0% | $4,887-90.6% |