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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,451 | $76,608-62.9% | $56,077-49.3% | $145,877-80.5% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 18.84% | 3009.59%-2990.7pp | 1709.28%-1690.4pp | 551.28%-532.4pp |
| Employer contribution / active EE | $3,760 | $1,382+172.1% | $1,040+261.4% | $4,663-19.4% |
| Participant deferral / active EE | $3,849 | $2,624+46.7% | $1,954+97.0% | $6,691-42.5% |
| Admin fee / account holder | $397 | $3,325-88.1% | $2,825-85.9% | $13,402-97.0% |