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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,582 | $84,628-79.2% | $61,501-71.4% | $134,545-86.9% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | -23.30% | 585.61%-608.9pp | 339.04%-362.3pp | 418.37%-441.7pp |
| Employer contribution / active EE | $6,276 | $1,545+306.3% | $1,160+441.2% | $4,742+32.4% |
| Participant deferral / active EE | $5,662 | $2,819+100.9% | $2,125+166.5% | $6,401-11.6% |
| Admin fee / account holder | $1,628 | $2,587-37.1% | $2,132-23.6% | $11,431-85.8% |