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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,771 | $185,312-57.0% | $161,489-50.6% | $154,746-48.5% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 9.97% | 103.84%-93.9pp | 89.72%-79.8pp | 172.34%-162.4pp |
| Employer contribution / active EE | $5,721 | $4,769+20.0% | $4,268+34.0% | $4,379+30.6% |
| Participant deferral / active EE | $8,057 | $6,350+26.9% | $5,630+43.1% | $6,730+19.7% |
| Admin fee / account holder | $6,103 | $18,654-67.3% | $16,006-61.9% | $14,365-57.5% |