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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,559 | $183,592-69.2% | $155,574-63.6% | $145,877-61.2% |
| Participation rate | 69.2% | 82.7%-13.5pp | 78.2%-9.0pp | 80.3%-11.1pp |
| Annual return | 12.21% | 61.37%-49.2pp | 64.87%-52.7pp | 551.28%-539.1pp |
| Employer contribution / active EE | $5,722 | $5,317+7.6% | $4,676+22.4% | $4,663+22.7% |
| Participant deferral / active EE | $7,887 | $6,466+22.0% | $5,629+40.1% | $6,691+17.9% |
| Admin fee / account holder | $439 | $19,316-97.7% | $15,914-97.2% | $13,402-96.7% |