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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,928 | $138,102-32.7% | $125,381-25.9% | $134,532-30.9% |
| Participation rate | 95.5% | 84.5%+11.0pp | 82.4%+13.1pp | 81.2%+14.2pp |
| Annual return | -25.12% | 750.73%-775.8pp | 572.31%-597.4pp | 418.27%-443.4pp |
| Employer contribution / active EE | $9,955 | $5,245+89.8% | $4,815+106.7% | $4,741+110.0% |
| Participant deferral / active EE | $10,448 | $7,801+33.9% | $7,448+40.3% | $6,401+63.2% |
| Admin fee / account holder | $2,465 | $11,568-78.7% | $10,007-75.4% | $11,429-78.4% |