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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,736 | $165,399-86.9% | $149,745-85.5% | $158,982-86.3% |
| Participation rate | 76.9% | 84.6%-7.7pp | 82.5%-5.6pp | 82.0%-5.0pp |
| Annual return | 40.62% | 348.34%-307.7pp | 276.72%-236.1pp | 302.99%-262.4pp |
| Employer contribution / active EE | $2,735 | $5,105-46.4% | $4,646-41.1% | $4,763-42.6% |
| Participant deferral / active EE | $7,535 | $7,183+4.9% | $6,843+10.1% | $5,983+25.9% |
| Admin fee / account holder | $2,787 | $10,811-74.2% | $9,312-70.1% | $11,252-75.2% |