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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,736 | $165,361-86.9% | $149,715-85.5% | $158,950-86.3% |
| Participation rate | 76.9% | 84.6%-7.6pp | 82.5%-5.6pp | 82.0%-5.0pp |
| Annual return | 40.62% | 348.24%-307.6pp | 276.66%-236.0pp | 302.91%-262.3pp |
| Employer contribution / active EE | $2,735 | $5,103-46.4% | $4,645-41.1% | $4,762-42.6% |
| Participant deferral / active EE | $7,535 | $7,182+4.9% | $6,842+10.1% | $5,983+26.0% |
| Admin fee / account holder | $2,787 | $10,808-74.2% | $9,310-70.1% | $11,248-75.2% |