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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,162 | $84,628+37.3% | $61,501+88.9% | $134,545-13.7% |
| Participation rate | 50.0% | 62.2%-12.2pp | 52.6%-2.6pp | 81.2%-31.2pp |
| Annual return | -14.23% | 585.61%-599.8pp | 339.04%-353.3pp | 418.37%-432.6pp |
| Employer contribution / active EE | $1,966 | $1,545+27.3% | $1,160+69.6% | $4,742-58.5% |
| Participant deferral / active EE | $7,301 | $2,819+159.0% | $2,125+243.6% | $6,401+14.1% |
| Admin fee / account holder | $2,981 | $2,587+15.2% | $2,132+39.8% | $11,431-73.9% |