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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,061 | $108,285-31.6% | $77,552-4.5% | $158,982-53.4% |
| Participation rate | 60.0% | 64.4%-4.4pp | 54.2%+5.8pp | 82.0%-22.0pp |
| Annual return | 12.04% | 31.69%-19.6pp | 54.82%-42.8pp | 302.99%-290.9pp |
| Employer contribution / active EE | $1,480 | $1,325+11.7% | $987+50.0% | $4,763-68.9% |
| Participant deferral / active EE | $4,311 | $2,455+75.6% | $1,861+131.7% | $5,983-27.9% |
| Admin fee / account holder | $0 | $3,709-100.0% | $2,859-100.0% | $11,252-100.0% |