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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,516 | $100,073-35.5% | $85,126-24.2% | $145,877-55.8% |
| Participation rate | 80.0% | 74.1%+5.9pp | 67.5%+12.5pp | 80.3%-0.3pp |
| Annual return | 10.42% | 84.11%-73.7pp | 66.63%-56.2pp | 551.28%-540.9pp |
| Employer contribution / active EE | $499 | $3,236-84.6% | $2,731-81.7% | $4,663-89.3% |
| Participant deferral / active EE | $8,089 | $5,294+52.8% | $4,523+78.8% | $6,691+20.9% |
| Admin fee / account holder | $866 | $7,261-88.1% | $6,160-85.9% | $13,402-93.5% |