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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,421 | $96,388-46.7% | $80,627-36.2% | $139,466-63.1% |
| Participation rate | 83.3% | 73.6%+9.7pp | 67.0%+16.3pp | 80.3%+3.0pp |
| Annual return | 13.77% | 1352.08%-1338.3pp | 936.76%-923.0pp | 373.66%-359.9pp |
| Employer contribution / active EE | $641 | $3,260-80.3% | $2,723-76.4% | $4,754-86.5% |
| Participant deferral / active EE | $3,423 | $5,224-34.5% | $4,443-22.9% | $6,712-49.0% |
| Admin fee / account holder | $1,378 | $6,603-79.1% | $5,381-74.4% | $11,409-87.9% |