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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,663 | $102,635-72.1% | $86,209-66.8% | $139,456-79.4% |
| Participation rate | 91.7% | 74.5%+17.2pp | 69.0%+22.7pp | 80.3%+11.3pp |
| Annual return | 18.37% | 1923.53%-1905.2pp | 1169.05%-1150.7pp | 373.45%-355.1pp |
| Employer contribution / active EE | $2,083 | $3,034-31.3% | $2,381-12.5% | $4,753-56.2% |
| Participant deferral / active EE | $5,086 | $4,677+8.7% | $3,986+27.6% | $6,711-24.2% |
| Admin fee / account holder | $2,178 | $8,661-74.9% | $6,853-68.2% | $11,407-80.9% |